When setting up a budget, it’s easy to list all your major expense categories, like your rent or your student loan payment. The tricky part is keeping track of all those little extra expenses – the ones that most people…
Life changes – like getting married, divorced, having a child, or facing widowhood – require more than an emotional adjustment. They also require certain financial adjustments. Marriage Have the money talk. Sit down with your significant other and set financial goals.…
Dreaming of our ideal future delights and inspires us. Children, with their fertile imaginations, are particularly good at dreaming. But to make dreams come true, you need to have clear goals and, very likely, save some money to make them…
As we celebrate women throughout the month of March, keep in mind that in whole, women tend to earn less, have less money to save, and live longer than men. This can make planning for our retirement years a bit…
The first step to teaching your kids about money is talking about money. “The most effective way to teach is by having frequent discussions and don’t ever lecture,” said Ted Beck, president and chief executive of the National Endowment for…
Although income tax returns are not due until April 15, it’s always good idea to plan ahead and file your taxes early, especially if you expect to get a tax refund. Here are six tips to get you started: 1.…
Saving money can be difficult for some people. They feel like there just isn’t enough to spare at the end of the month to put into a savings account. But by making small changes to your spending habits, you’ll see…
Your goal this year is to minimize the stress of the season and control your holiday spending. This time of year can become stressful and overwhelming. It’s no secret why! Your to-do list doubles, your time seems to dwindle, and…
Whether you’ve got new car fever or you’re upsizing for your growing family, buying a new car is a big decision. The average cost of a new vehicle today is around $35,000. Whether you're looking for a brand new car…
It’s that time of year and Santa is coming to town. He’s made his list and he’s checking it twice but which list are you on? Here are 4 tips for using your credit card responsibly to stay on the…