You’re at the ATM, making a withdrawal and the pesky machine asks “Checking or Savings?” You think to yourself, “good question!” The purpose of a savings accounts is to save money. Savings accounts usually pay a higher interest rate and…
The average cost to raise a child from birth to 18 is over $230,000 - according to the U.S Department of Agriculture. Becoming a parent is a huge deal (in more ways than one). The way you spend your money…
We're nearly four months into 2018! If you made the same resolution I did, you've been on a tight budget, working to pay off debt and increase your savings. Way to go! No mindless shopping, spontaneous purchases or internet incitements! And…
Who doesn’t love summer vacation? Just the thought of going on a cruise or relaxing on the beach puts me in a good mood. No matter where you’re planning on going, what you’re planning on doing, or how long you’re planning to…
If you’re a single parent, you’re the only one who can lead you, and your child(ren) in the right direction. Here are some financial tips that can help you along the way. Create a budget. Budgeting makes us aware of…
When money is tight, it's hard to justify pricey gym memberships, fancy fitness classes, and expensive at-home gym equipment. This in turn can cause us to give up on our health and fitness goals altogether! Fortunately for you (and me), there…
You're probably aware - your credit score is one of the most important aspects of your finances. But did you know it can also influence your personal and public life? To assess your personal credit risk, lenders rely on three digits….your…
Credit and Debit cards may look a lot alike and are taken almost anywhere, but their uses and features are very different. Which should I use on groceries? Which should I use online? In order to make responsible financial decisions,…
In celebration of my birthday (and Valentine’s Day), I’m hosting a contest right here on my blog! All you have to do is share your Valentine’s Day tips and tricks in the comments below from Tuesday, February 6th through Friday,…
By a show of hands, who would like to save more money this year? Yeah, me too. Saving more doesn’t mean you must sacrifice more, however, it does mean you need to spend smarter. We all love opening the mailbox to…