The 2017 Equifax Breach exposed the personal data of over 147 million people. Have you checked to see if you were one of those affected? If you haven’t, you can find out by going to the Equifax Breach Settlementsite. If…
Before leaving: Make a photocopy or scan the information on your cards. It could take a long time to find contact information for your accounts if you lose your wallet. Keep copies (in a secure place) of the fronts and…
When setting up a budget, it’s easy to list all your major expense categories, like your rent or your student loan payment. The tricky part is keeping track of all those little extra expenses – the ones that most people…
The temperature is starting to increase, it’s lighter longer, and the school year has ended. This can only mean one thing — time for a break. Soon, millions of Americans will be hitting the road for the annual road trip…
An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. Of those who do…
There are certain milestones that mark important times in our lives. Sitting in car for the first time all alone with our new driver’s license, walking across the stage at graduation, completing college or beginning our first full-time job. These…
Life changes – like getting married, divorced, having a child, or facing widowhood – require more than an emotional adjustment. They also require certain financial adjustments. Marriage Have the money talk. Sit down with your significant other and set financial goals.…
Dreaming of our ideal future delights and inspires us. Children, with their fertile imaginations, are particularly good at dreaming. But to make dreams come true, you need to have clear goals and, very likely, save some money to make them…
There’s no way around it -- when you have kids, your expenses increase, and that list of expenses is almost endless. It can really throw your budget out of whack if you’re not preparing for them. Here are a few…
As we celebrate women throughout the month of March, keep in mind that in whole, women tend to earn less, have less money to save, and live longer than men. This can make planning for our retirement years a bit…