One thing that has pushed me through this past year, along with many other Americans, is to still continue to set goals and work to achieve them, even in the midst of the pandemic. These goals could range anywhere from…
What was the very first financial choice you ever made? It likely took place before your first job, even as far back as when your annual income consisted of Tooth Fairy money and lucky pennies. The very first financial decision…
Living on your own for the first time can be empowering. It means having independence and all the things that come with it. Some of those things—like not having to share a bathroom—are wonderful. Others—like killing spiders yourself—are not so…
Have you received your covid-19 stimulus check? Now is the time to plan ahead! Many people in our community have already begun receiving economic hardship payments from the IRS as part of the government’s stimulus package related to covid-19. I…
2020 is finally coming to an end, and now it’s time to make resolutions for the New Year. Rather than giving up something as harmless as chocolate – focus on your finances. Obviously, your goals will vary depending on your…
Lifestyle creep is the tendency to spend more money as your income increases. Lifestyle upgrades can quickly become part of your routine spending, blurring the line between "luxury" and "necessity." This means that the dollars that could be going toward…
The first day of school may look different than it has in year's past. For some it may mean a virtual learning environment while for others it may be an in seat learning environment. Whichever learning environment your child will…
The stimulus checks promised in the Coronavirus Aid, Relief and Economic Security (CARES) Act are starting to land in checking accounts and mailboxes around the country. The $1,200 granted to most middle class adults is a welcome relief during these financially…
As we continue to tread through these uncharted waters that have financially impacted many Americans, I felt it important to discuss emergency funds. One question that I have had come to mind is "what expenses should be dealt with through…
The COVID-19 virus has impacted everyone’s life and regular routines are being affected, including taking care of banking needs. Fortunately, most of your banking can now be handled safely online, via your mobile device, or by landline. My credit union,…