Lifestyle creep is the tendency to spend more money as your income increases. Lifestyle upgrades can quickly become part of your routine spending, blurring the line between "luxury" and "necessity." This means that the dollars that could be going toward…
The first day of school may look different than it has in year's past. For some it may mean a virtual learning environment while for others it may be an in seat learning environment. Whichever learning environment your child will…
The stimulus checks promised in the Coronavirus Aid, Relief and Economic Security (CARES) Act are starting to land in checking accounts and mailboxes around the country. The $1,200 granted to most middle class adults is a welcome relief during these financially…
As we continue to tread through these uncharted waters that have financially impacted many Americans, I felt it important to discuss emergency funds. One question that I have had come to mind is "what expenses should be dealt with through…
The COVID-19 virus has impacted everyone’s life and regular routines are being affected, including taking care of banking needs. Fortunately, most of your banking can now be handled safely online, via your mobile device, or by landline. My credit union,…
For many of us, Spring Break is just in a couple of weeks. While some might be planning to a low-key, relaxing staycation, some may be planning a Spring Break getaway. But what if you have a limited budget? Can…
With the new year approaching, now is the perfect time to make a resolution to save more money. These five tips will help you trim spending, beef up savings, and reduce stress. Pay it off. Pay off your credit cards…
Gift giving does not have to break the bank this year. Here are my 5 tips that will help you save money on gifts this holiday season. Create a gift budget. Figure out the total you can afford, then calculate…
Millennials are no strangers to the side hustle – that second job or occasional gig so many have taken on for extra cash. The phenomenon has given rise to what's called the "gig economy." A multitude of apps and websites…
Many Americans are concerned about someone stealing their credit card, check, or debit card numbers, but they may be ignoring one easy way thieves can access financial accounts: receipts. Disregarding receipts that have valuable information greatly increases the risk of…