Money-Saving Tips For Holiday Gifts
Gift giving does not have to break the bank this year. Here are my 5 tips that will help you save money on gifts this holiday season. Create a gift budget. Figure out the total you can afford, then calculate…
Earn Quick, Extra Money for the Holidays
Millennials are no strangers to the side hustle – that second job or occasional gig so many have taken on for extra cash. The phenomenon has given rise to what's called the "gig economy." A multitude of apps and websites…
Carelessness Can Cost You
Many Americans are concerned about someone stealing their credit card, check, or debit card numbers, but they may be ignoring one easy way thieves can access financial accounts: receipts. Disregarding receipts that have valuable information greatly increases the risk of…
National Online Banking Day
National Online Banking Day is observed annually on the second Monday on October, along with Columbus Day. This day was established in 2015 to emphasize the value, ease, and convenience of banking on-line. So here's my question, have you taken…
Were You Impacted by the Equifax Data Breach?
The 2017 Equifax Breach exposed the personal data of over 147 million people. Have you checked to see if you were one of those affected? If you haven’t, you can find out by going to the Equifax Breach Settlementsite. If…
Keep Your Finances Safe While Traveling
Before leaving: Make a photocopy or scan the information on your cards. It could take a long time to find contact information for your accounts if you lose your wallet. Keep copies (in a secure place) of the fronts and…
3 Sneaky Expenses to Keep on Your Radar
When setting up a budget, it’s easy to list all your major expense categories, like your rent or your student loan payment. The tricky part is keeping track of all those little extra expenses – the ones that most people…
3 Tips to Keep Your Summer Vacation Within Budget
The temperature is starting to increase, it’s lighter longer, and the school year has ended. This can only mean one thing — time for a break. Soon, millions of Americans will be hitting the road for the annual road trip…
Be Prepared, Because Life Happens
An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. Of those who do…
6 Questions First-Time Homebuyers Should Ask Themselves
There are certain milestones that mark important times in our lives. Sitting in car for the first time all alone with our new driver’s license, walking across the stage at graduation, completing college or beginning our first full-time job. These…