Have you received your covid-19 stimulus check? Now is the time to plan ahead! Many people in our community have already begun receiving economic hardship payments from the IRS as part of the government’s stimulus package related to covid-19. I…
2020 is finally coming to an end, and now it’s time to make resolutions for the New Year. Rather than giving up something as harmless as chocolate – focus on your finances. Obviously, your goals will vary depending on your…
Lifestyle creep is the tendency to spend more money as your income increases. Lifestyle upgrades can quickly become part of your routine spending, blurring the line between "luxury" and "necessity." This means that the dollars that could be going toward…
The first day of school may look different than it has in year's past. For some it may mean a virtual learning environment while for others it may be an in seat learning environment. Whichever learning environment your child will…
The stimulus checks promised in the Coronavirus Aid, Relief and Economic Security (CARES) Act are starting to land in checking accounts and mailboxes around the country. The $1,200 granted to most middle class adults is a welcome relief during these financially…
As we continue to tread through these uncharted waters that have financially impacted many Americans, I felt it important to discuss emergency funds. One question that I have had come to mind is "what expenses should be dealt with through…
The COVID-19 virus has impacted everyone’s life and regular routines are being affected, including taking care of banking needs. Fortunately, most of your banking can now be handled safely online, via your mobile device, or by landline. My credit union,…
For many of us, Spring Break is just in a couple of weeks. While some might be planning to a low-key, relaxing staycation, some may be planning a Spring Break getaway. But what if you have a limited budget? Can…
With the new year approaching, now is the perfect time to make a resolution to save more money. These five tips will help you trim spending, beef up savings, and reduce stress. Pay it off. Pay off your credit cards…
Gift giving does not have to break the bank this year. Here are my 5 tips that will help you save money on gifts this holiday season. Create a gift budget. Figure out the total you can afford, then calculate…