Have you ever thrown away old bank statements or old bills? Well, that is where identity theft starts. Most thieves can steal your identity through rummaging through your trash looking for old bills and personal information. So, remember to shred any file that has your information on it before tossing it away. Here are a few personal tips of mine...
You don’t have to go into debt to make your home beautiful and welcoming.  Check out these budget-friendly tips for decorating.  First decide how much you want to spend.  It can be easy to get distracted when you shop, so carry your list of must-haves and your budget sheet with you to keep focused.  Instead of buying trendy...

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